Faysal Bank Offer iPhone 12 On Easy Installment Plan
Faysal Bank Offer iPhone 12 On Easy Installment has introduced an exciting offer for customers looking to upgrade their smartphone without paying the full price upfront. Through its Digimall platform, the bank is offering the iPhone 12 in “Like New” condition with flexible installment plans and affordable monthly installments. This initiative makes it easier for users to experience premium Apple technology while managing their budget comfortably.
This opportunity also includes valuable accessories and free shipping, giving customers a complete package at a competitive price. Whether someone is upgrading from an older device or entering the Apple ecosystem for the first time, this option provides a convenient and cost-effective path. The offer is available for a limited time and requires online application through Digimall, ensuring a fast and secure purchasing experience.
With multiple installment duration options and 0% markup on the 3-month plan, this deal suits different budget needs. Customers can simply choose their preferred storage variant—128GB or 256GB—and apply instantly. Below is the complete breakdown of the offer, prices, and application steps.
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Why This Faysal Bank iPhone 12 Offer is Worth Considering
The iPhone 12 is still a powerful premium smartphone trusted by millions worldwide. Faysal Bank’s Digimall makes this device accessible through small monthly payments instead of paying a large amount upfront. This means even users with limited budget flexibility can enjoy flagship-level performance.
Another major advantage is that the devices are officially PTA-approved, eliminating registration cost or IMEI issues. The phones also come with essential accessories that users usually purchase separately, adding more value to this deal. With doorstep delivery and online application, the process becomes hassle-free and secure for customers anywhere in Pakistan.
Key Highlights:
- Online installment shopping via Digimall
- Phones are PTA-approved and “Like New” condition
- Free shipping and accessory bundle included
- Flexible payment plans up to 48 months
- 0% markup on 3-month plan
Storage Options & Accessories Included
Faysal Bank is offering the iPhone 12 in 128GB and 256GB storage options, covering both regular and power users. Whether someone needs the phone for social media and everyday tasks or storing large content like videos and photos, both variants are suitable.
Each phone comes with premium accessories at no extra charge. This means users don’t need to buy additional items separately, saving extra cost. The high-quality screen protector and protective case also ensure safety from accidental scratches and drops.
Included Accessories:
- 20W original-quality fast charger
- Front and back screen protectors
- Protective back cover
- Free nationwide delivery
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Official Price of iPhone 12 Through Faysal Bank Digimall
Here is the official price of both storage variants if purchased without installment:
| iPhone Model | Storage | One-Time Price (PKR) |
|---|---|---|
| iPhone 12 | 128GB | Rs. 103,999 |
| iPhone 12 | 256GB | Rs. 109,999 |
These prices include accessories and shipping, making the package even more attractive for customers seeking value and affordability together.
Monthly Installment Breakdown (Up to 48 Months)
Faysal Bank offers multiple installment options to fit different budgets. The most appealing option is the 3-month plan, which offers 0% markup. Customers seeking lower monthly payments can opt for longer tenures, such as 36 or 48 months.
| Duration | iPhone 12 128GB | iPhone 12 256GB |
|---|---|---|
| 3 Months (0% interest) | Rs. 34,666 | Rs. 36,666 |
| 6 Months | Rs. 19,413 | Rs. 20,353 |
| 12 Months | Rs. 10,747 | Rs. 11,367 |
| 24 Months | Rs. 5,740 | Rs. 6,074 |
| 36 Months | Rs. 4,969 | Rs. 5,256 |
| 48 Months | Rs. 4,247 | Rs. 4,492 |
Important Notes:
- Only 3-month plan has 0% markup
- Longer plans include standard bank markup
- Terms and approval are subject to credit eligibility
Who Should Choose This Plan?
This offer is ideal for users who want to upgrade without paying a bulk amount. Students, office users, and those shifting to the Apple ecosystem can benefit from the long-term installment options. The interest-free short plan is best for customers who can pay quickly but don’t want immediate financial burden.
Best Plan Choices:
- 3-month plan: Best for saving money — 0% markup
- 12–24 months: Balanced monthly payment and total cost
- 36–48 months: Lowest monthly cost, flexible for low budgets
How to Apply Step by Step Through Digimall
Applying for this installment offer is simple and done online through the Faysal Bank Digimall platform. No physical branch visit is required, making the process smooth and convenient.
Step-by-Step Guide:
- Visit the Faysal Bank Digimall website
- Select iPhone 12 and choose preferred storage variant
- Review installment options and choose desired plan
- Enter CNIC and personal details
- Upload required documents if asked
- Confirm and authorize monthly installment agreement
- Wait for order confirmation and delivery tracking
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Eligibility & Required Information
To apply successfully, customers must meet the bank’s eligibility requirements and provide basic personal details. Approval depends on credit profile and Faysal Bank criteria.
Basic Requirements:
- Valid CNIC
- Mobile number and email
- Income or employment proof (if required)
- Active Faysal Bank account / card
Important Terms to Remember
Although the offer is generous, customers should always review conditions before applying. Understanding terms helps avoid confusion during monthly installment payments.
Key Reminders:
- Offer valid until November 30, 2025
- Subject to bank policy and availability
- 0% markup only on 3-month plan
- Check return/exchange policy for “Like New” devices
- Confirm IMEI and PTA approval upon delivery
FAQs
Is the phone PTA-approved?
Yes, all devices offered in this plan are PTA-approved.
Is the iPhone brand new?
It is in “Like New” condition, meaning premium refurbished quality.
Are accessories included?
Yes, fast charger, screen protectors, and case are included for free.
Do I need a Faysal Bank account?
Yes, eligible Faysal Bank customers can apply through Digimall.
Can I get 0% markup?
Only available on the 3-month installment plan.
Is delivery free?
Yes, nationwide shipping is free.
Conclusion
Faysal Bank’s Digimall iPhone 12 installment offer is a valuable opportunity for customers seeking premium Apple experience with flexible payments. With PTA approval, free accessories, online application, and multiple plan options, this deal fits both budget and convenience needs. Those looking to upgrade in 2025 should apply early, as the offer is valid only till November 30, 2025, and may depend on stock availability.
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